[#3] 2 simple things you can do today...

We are on the last day of this mini-course, but for those of you that want to keep going, keep on reading.  So this week we started with you telling me WHY you wanted out of debt. And Wednesday we talked about 3 key mistakes to avoid.  But as much as I hate to say it, chances are good you will fail.  And it isn't your fault.  From doing this for the last 9 years and talking to many thousands of people wanting out of debt, I've determined that success depends on two key things:       1. Having a step-by-step plan.       2. Making it ridiculously simple to follow.  That's it.  Almost all the people I talk with who fail are missing #1 or if they do have a plan it is just too complicated and they fall off the wagon and fall back into old habits. And ultimately they find themselves heading in a bad direction. Perhaps you have already been there?  Maybe you know what it's like to strike out for your goal with enthusiasm, only to smash into a brick wall time and time again.  Maybe you feel like no matter how hard you try, you're just never going to get there.  Does any of this sound familiar?  Don't feel bad – you're not alone.  The reason for your frustrated efforts is not a lack of willpower, it's not gullibility, and it's not a moral failing on your part.  The reason why you can't seem to get out of debt is really quite simple, and even easy to fix.  All you need is a guide or mentor who has been down the path before!  Someone with a plan that you can follow to get the same results they got.  It's really that simple.  More on that in a bit, but for now...  2 simple things you can do TODAY Today I'm going to show two simple things that you can do today that can start giving you momentum in the right direction.  1. If you shop at Amazon you have to do this:  Did you know that Amazon changes their prices up to 2.5 million times per DAY? Did you also know that if you buy an item at $15 and they lower it to $12 (which they do all the time) you can contact them and they will refund you the difference?  I don't know about you, but I don't have time to check on all my purchases to see if they lowered it -  BUT...  I found a company who will do it for you - for free.  Interested?  Here is a screencast I created showing how it works:  2. If you have credit cards you have to do this: Did you know that just by making a simple 5-minute phone call you can often GREATLY reduce your credit card interest rate? If you are carrying a balance this simple exercise has the potential to save you thousands.  I have step-by-step instructions for how to do it here. It won't hurt a bit, and some of you will save yourself thousands in interest charges from this one simple phone call.  Now back to the importance of having a step-by-step plan Of course, there is a lot more to paying off debt than just saving a few bucks with a couple strategies. There are still questions that I get a lot like: 1. How do I create a budget that works? 2. What is the most effective way to actually pay it off? 3. How do I determine what bills to pay when? 4. How do I stay motivated in the process? If you want answers to these questions and are ready to be taken by the hand and shown the exact process, I can help. I've just put the finishing touches on a brand-new online class that will walk you through a proven step-by-step system for paying off 10K within 12 months. Hence the name: 'The Pay Off 10k in a Year' Plan. ;) Class enrollment will open for a limited time only on Tuesday, April 19th at 10:00 a.m. CST. I'll be sending more details as well on Monday morning. So stay tuned!  Talk Monday.  Bob PS: Your action items for today are: • Action Item #1: If you use Amazon check out the video above • Action Item #2: Make a phone call to your credit card company using my steps listed in the link above. Let me know how it goes for you! All right. That's it for today. Get to work! :)

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