Big news + what you should do next

Hope you had a good weekend! So, on Friday we wrapped up our 3-part mini-class that hopefully has you on track wanting to fight tooth and nail to get it paid off.  But now what? Well, here's what needs to happen... 1. You need to stop spending more than you earn. 2. You need to finally create a budget that works for you. 3. You need to reduce your expenses by hundreds in order to have some cash to pay off your debt. 4. You need to increase your income as well to speed up progress. 5. You need to not throw in the towel when you feel discouraged. 6. You need to follow (and stick with) a plan that will keep you on track to get the debt paid off. I could go on and on, but the bottom line is there's a lot you need to do to in order to reach this goal. So at this point I see two options... 1. You can do the research and try to figure out how to do all of this yourself. 2. You can follow me and I'll walk you through every step of the process I used to do it. (more on this in a second) ... What would that look like? Remember a few days ago when I told you about how my financial life was out of control and my debt was running my life?  Ugh…it was horrible. I knew I wasn't meant to be a slave to Visa and Mastercard. I knew I wanted to be able to have money to go on vacation once in awhile and give to charities that I wanted to support. But I was making all the mistakes that I warned you about last Wednesday: I was spending more than I earned I was waiting for the perfect time to fix it And I was assuming I could figure it all on my own Now, fast forward a bit My wife and I are sitting at the kitchen table with another couple who has experienced a good amount of personal challenge and struggle. In addition to that they are soon to be down to one income with a baby on the way. Trying my best to hold back tears, we explain to them that we want to help. As I handed them a check, the flood of emotions just became too much. I'll never forget the look on their faces and the flood of joyful tears that followed. I'll never forget how good it felt to be used as an answer to prayer in someone else's life. Linda and I have dreamed about being able to do this since we were dating. At the time we didn't have 2 nickels to rub together, but we knew that beating the debt-monster in our lives was the key to being able to give like we wanted to. We are living the life of our dreams. We have the privilege of using our "extra" each month to be the answer to prayers. No doubt, getting rid of the financial stress has been great, but being able to impact lives with our "extra" is the best part by far. So what changed from being a slave to debt to now? What I discovered was this... I realized I couldn't just wing it.  I needed a plan and I needed to commit to it. So how do you get there? For the last 9 years I have been helping readers with all aspects of their finances on ChristianPF and now SeedTime. We have had the honor to serve over 35 Million visitors over that time.  It has been a responsibility that I don't take lightly.  My passion is still burning to help YOU get control of your money and live the life of your dreams like I get to.  And we just finished up the project that I am most proud of in my near decade of doing this…. The Pay Off 10K in a Year Plan Essentially I've taken everything I've learned about how to get out of debt and consolidated it into an easy-to-follow, step-by-step, online training class. (Clever name, right?) As I've said over and over again I've found that becoming debt-free is a HUGE, life-changing experience. By following this plan, I have been able to... Eliminate the biggest source of stress in my life Get peace of mind not OWING anyone Give more than I ever dreamed possible to organizations that are important to my wife and I. Save up for a house, retirement, and college for the kiddos and a lot more. If you know you have debt to pay off, keep reading... So what is it? The Pay Off 10K in a Year™ Plan is an online course with over short 45 lessons, printable worksheets, spreadsheets, private forum, accountability, and a lot more.  You will learn my step-by-step plan that will take you from $10K of debt (or more) to $0 in 12 months. It will keep you accountable and help push you through the four major challenges of the process. You will learn all of my best money-saving methods that will reduce monthly expenses by 500 - 1,200K each month. I will show you 5 often overlooked methods to speed up the debt-payoff process. You will learn my best money-making ideas that will help you earn 10-30/hour on the side. You will learn how to finally make a budget that works AND stick with it. I will show you how to prioritize which bills to pay when. You will understand how to get control of your money so you never have to say that there is not enough money again. I will show you how to save 20% each month WITHOUT even feeling it. You will learn every possible tip or strategy that I have used to accelerate my debt payoff. You will get access to a private community full of other students (and me) right where you are. You will have the opportunity to get a 3-hour Budget Bootcamp where a coach will create and optimize your budget with you.   If you know you need to get out of debt but feel lost or overwhelmed when it comes to what you actually need to do, this class is the perfect fit. This isn't just a bunch of tactics or theories strung together. It's a proven system that I used to pay off 46K in debt. It won't overwhelm you with a bunch of random videos or assignments. The class is designed where you can go through it at your own pace and choose the areas where you most want to focus on. How can you enroll in the 2016 class? Tomorrow, (Tuesday, April 19) at 11:00am EST, the class will open for enrollment. IMPORTANT: 2016 enrollment is only open for 8 days. In order to stay focused on why God put me on this earth, I have a very high price on my hourly coaching (300/hr). However, tomorrow you'll be able to get access to the class for less than ONE hour of my time.  Tomorrow morning I'll be emailing you a link with more details and instructions on how to enroll. So keep an eye out for that. I like you! Bob PS: Today's action item: Hit reply and tell me what you would DO tomorrow if you woke up debt-free. Example: "I would add to my retirement savings and I would start a college savings account for my children." Take 5 minutes and dream about what it would be like. Then hit reply and share it with me.

Rendren LLC aka SeedTime, 625 Bakers Bridge Ave. Suite 105, Box 134, Franklin, TN 37067, United States You may unsubscribe or change your contact details at any time.